What is the ?
ACL Calculator allows a client to perform a detailed allowance calculation effortlessly and provides various analysis including risk migration for credit quality and Static Pool Analysis by segment/class and origination period.
Our Key Features
Easy To Use
ARCSys™ allows you to build your methodology into the system. The system uses your methodology to migrate your risks.
Four Simple steps to get started. Upload your loan and charge-off files, make any corrections, and confirm.
More than 30 standard and analytical reports.
Using your Credit Quality indicators, migrate your risk over any period and any segment or class within your loan portfolio.
Static Pool Analysis
Using your segments and classes, prepare a Static Pool Analysis over any Loan Origination Period.
Meet all your SFAS 5 and SFAS 114 regulatory and GAAP accounting requirements.
Regulatory and GAAP Standards
We understand the amount of paperwork that is involved in meeting GAAP Accounting Standards. The ACL Calculator™ will save you hours of accounting time, providing everything you need to stay compliant.
SOftware As A Service
ACL is multi-device capable, web based system. No hardware or software to setup or maintain with 99% Up-time and quarterly backups.
We maintain strong IT controls over all your data. In addition, the information uploaded contains no information that could be directly tied back to a specific borrower or institution.