• ACL includes Accounting, Regulatory Requirements, and Analytics
    Did You Know?
    That different CECL models will give you different allowances with significant differences in allowance balances?
    The difference between a reversion model and a life-cycle model?
    How CECL will affect the way you manage your business?
    That many CECL models can be applied at the loan level?
    ARCSys Offers You Peace of Mind for Your Allowance Calculations
    Multi-device capable using our SaaS solution
  • Designed to meet the ALLL requirements, TDR, and impaired loan reporting
    Save the Date
    2017 CECL Conferences Announced!
    ARCSys CECL experts help you prepare your institution for the new standard for the Allowance for Credit Loss.

  • Designed to meet the ALLL requirements, TDR, and impaired loan reporting
    ARCSys CEO creates new course for AICPA
    Financial Instruments: Mastering the New FASB Requirements
    Get Online Access
  • Dashboard displays meaningful portfolio metrics
    Analytics and reporting on your tablet
    ACL incorporates on demand analytics and reporting through our SaaS based interface. Creative dashboards and graphics that will provide meaningful metrics and data to help you manage and report your ACL portfolio.

Grow your business with the leader in Accounting Technology. Check out our options and features included.

What is the ACL Calculator?

Our Key Features

Easy To Use

ARCSys™ allows you to build your methodology into the system. The system uses your methodology to migrate your risks.

Simple Setup

Four Simple steps to get started. Upload your loan and charge-off files, make any corrections, and confirm.


More than 30 standard and analytical reports.

risk mitigation

Using your Credit Quality indicators, migrate your risk over any period and any segment or class within your loan portfolio.

Static Pool Analysis

Using your segments and classes, prepare a Static Pool Analysis over any Loan Origination Period.


Meet all your SFAS 5 and SFAS 114 regulatory and GAAP accounting requirements.

Save time while staying compliant
Regulatory and GAAP Standards

We understand the amount of paperwork that is involved in meeting GAAP Accounting Standards. The ACL Calculator™ will save you hours of accounting time, providing everything you need to stay compliant.

Software as a Service
SOftware As A Service

ACL is multi-device capable, web based system. No hardware or software to setup or maintain with 99% Up-time and quarterly backups.

Safe and secure data with strong IT controls

We maintain strong IT controls over all your data. In addition, the information uploaded contains no information that could be directly tied back to a specific borrower or institution.

We're not the only ones excited talking about ARCSys™ ...