The best CECL analytics
are built with

Our CECL and Incurred Loss applications through ACL Calculator are powerful and flexible, and scale to meet the needs of any business. Running parallel with both systems will allow you to monitor the volatility of your advanced CECL calculation and how it compares to your current allowance.

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NAFCU Services Selected ARCSys as their Preferred Partner for CECL software

Three panels of leading credit union CEOs carefully examined and approved ARCSys for the NAFCU Services Preferred Partnership.

“With mounting pressures of the CECL standard, credit unions need a trusted partner to help comply with these regulations,” said NAFCU Services President, Randy Salser. “We’ve gotten to know the ARCSys team and their technology very well, and we are thrilled to welcome them as our newest Preferred Partner.”


Advanced Statistical Analytics

The CECL standard is one of the most complex, sweeping, and disruptive FASB standards ever issued. Why divert your resources and focus?

Let our experts lead the way.

We analyze your files and put your data through a thorough file mapping and loading process as a part of our Concierge Implementation Service. Our Statistical Team then recommends segments and class structures using advanced analytics to ensure our solution makes a big impact for your financial institution.

What is the ACL Calculator?

ACL Calculator allows a client to perform a detailed allowance calculation effortlessly and provides various analysis including risk mitigation for credit quality and static pool analysis by segment/class and origination period. ACL Calculator supports both models so you can run parallel through time.

CECL Application

  • Guided Concierge Implementation Service
  • Life Cycle Based Models
  • Advanced Analytics
  • Reporting
  • Annual Statistical Model Requirement
  • Reasonable and Supportable Evidence

Incurred Loss Model Application

  • Easy to Use
  • Step-by-Step Setup
  • Reporting
  • Risk Migration
  • Static Pool Analysis
  • Regulations

A Platform For Best In Class Allowance Calculations

Concierge Implementation Service

Let our experts lead the way. As part of our Concierge Implementation Service your dedicated implementation team will guide your staff through every step, providing guidance, training, and perfect execution, every time. ARCSys eliminates the need to hire outside staff.

Easy To Use

Once your implementation is complete, our intuitive platform will be optimized to your institution’s architecture allowing you to monitor your allowance and effectively manage your CECL forecast and Incurred Loss calculation.

Unmatched Expertise

At ARCSys we’ve implemented hundreds of institutions, from large SEC filers to regional credit unions. We have a team of accountants trained on CECL to provide in-depth accounting knowledge and actionable business analytics. Our platform and service will help you meet all of your regulatory and GAAP accounting requirements.

Connect With Us

Our clients consider us true partners. We are privately owned and managed giving you the opportunity to connect with our key leadership. This allows the ARCSys team to always remain client focused.

Ace Your Audit

Our platform helps you meet all of your regulatory and GAAP accounting requirements. We support your model risk management process with reasonable and supportable evidence for your auditors.

Put Your Trust In Us

ARCSys’ is committed to cybersecurity and adheres to Federal Financial Institutions Examination Council (FFIEC) handbooks for IT security. ARCSys leverages state of the art hosting and security infrastructure to protect data and maintain privacy. ARCSys understands the evolving security environment and threats and is constantly working to adapt to the changing landscape.

Join these leading financial institutions in industry best practices

ARCSys is proud to partner with the following industry leaders